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The legitimacy of any financial institution is dependent on the level of debt income ratio. Drop in debt income ratio affects sustainability and trust in the system. “In God We Trust,” In Money We Must. Deficit spending is the Achilles’ heel of financial institutions. Kicking the can down the road only adds to vulnerability, like killing the goose that laid the golden egg.
Gerry Welch
Cooperstown
For a limited time, new annual subscriptions to the hard copy of “The Freeman’s Journal” or “Hometown Oneonta” (which also includes unlimited access to AllOtsego.com), or digital-only access to AllOtsego.com, can also give back to one of their favorite Otsego County charitable organizations.
$5.00 of your subscription will be donated to the nonprofit of your choice: Friends of the Feral-TNR, Super Heroes Humane Society, or Susquehanna Society of the Prevention of Cruelty to Animals
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