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The legitimacy of any financial institution is dependent on the level of debt income ratio. Drop in debt income ratio affects sustainability and trust in the system. “In God We Trust,” In Money We Must. Deficit spending is the Achilles’ heel of financial institutions. Kicking the can down the road only adds to vulnerability, like killing the goose that laid the golden egg.
Gerry Welch
Cooperstown
Be that as it may, carnivals—winter festivals, winter carnivals, snow festivals, frost fairs—have been around for a long time. They are especially popular in the wintry countries of the north, where the long, cold, snowy and, in the past, very often severe weather conditions exacerbate the winter doldrums, forcing the residents indoors and offering them no rewarding and stimulating social activity.…
I cannot stress this point strongly enough: We can no longer assume that there is any “safe” drug supply on the streets, social media, or the Internet (licensed online pharmacies and regulated dispensaries excepted).…
This year, join me as we bridge the gap between understanding energy in the scientific sense and harnessing it in our daily lives. As we increase our knowledge of energy, we can also adopt practical, tried-and-true methods to boost our own energy levels...…